Editorial review
Goldco
Thinking about getting some of your savings out of pure-dollar exposure and into physical gold? Goldco is one of the names you'll run into. We pulled the public record — fees, minimums, storage, the fine print — so you can judge it on facts instead of a sales script. Here's where it stands.
Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors.
Ratings are our independent editorial opinion, not user reviews.
Account minimum
$25,000
BBB rating
A+ · Accredited
Founded
2006
Headquarters
Calabasas, California
The fee picture
Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
What stands out
- Buyback program with a highest-price guarantee
- Dedicated rollover assistance for 401(k)/403(b)/TSP/IRA transfers
- Promotional bonus metals on qualifying large purchases
- Lower minimum than education-focused premium rivals
Metals, storage & custodians
IRS-approved metals
- Gold
- Silver
Storage / depository
- Brink's
- Delaware Depository
IRA custodians
- STRATA Trust
- Equity Trust
The case for
- ▲Lower $25,000 minimum makes it more accessible than $50k-minimum rivals
- ▲Clearly published, predictable annual fee schedule
- ▲Strong buyback program and dedicated rollover assistance
- ▲A+ BBB rating and a long operating history (since 2006)
The catch
- ▼Promotional bonus-metal offers can obscure the true cost basis and are tied to large purchases
- ▼Limited to gold and silver (no platinum or palladium)
- ▼First-year cost rises once setup and segregated storage are included
Goldco — common questions
Is Goldco a legitimate gold IRA company?+
Goldco holds a BBB rating of A+ and is BBB-accredited. Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors. As always, verify current credentials directly before investing.
What is the minimum investment at Goldco?+
Goldco's stated account minimum is $25,000. Minimums and fees can change, so confirm the current figure with the company directly.
What does Goldco charge in fees?+
Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
Which metals can I hold with Goldco?+
Goldco offers Gold, Silver that meet IRS purity standards, stored through partners including Brink's, Delaware Depository.
Sources reviewed · last checked 2026-06
This content is for general education only and is not financial, tax, legal, or investment advice. Investing in precious metals carries risk, including loss of principal. Consult a licensed professional before making decisions.